LAFD are specially designed for those customers whose saving are deposited into Fixed Deposit and need cash urgently. These type of borrower have to pay less interest only 2% excess on their regular FD interest rate.

  1. Customers can pay their installment in quarterly basis or in monthly basis as per their requirement and request.
  2. The time period of loan depends upon FD maturity timeline.
  3. Customers can borrow maximum 90% of FD amount.


  • No Loan application fee
  • No  service charge on sanction amount.