Working in full compliance as per the NRB Act 2058 and other relevant laws and by-laws, the main objectives of Karnali Development Bank Ltd are as follows:
- To protect and promote the rights of the depositors and shareholders while providing qualitative and trustworthy financial services;
- To generate financial instruments through internal and external sources necessary to establish, develop and expand and improve the productivity of the fields of agriculture, industry, services trade and other possible productive businesses and contribute to accelerating the development of industry, trade and agriculture sectors of Nepal;
- To employ available skills, labor and capital to facilitate employment generation activities in rural and urban areas of the country by helping to establish, operate, develop, expand and promote different trades and provide the necessary financial instruments, technical and managerial consultancy services, training and technology thus working actively towards poverty alleviation and;
- To accumulate the capital scattered throughout the nation and promotes corporate investment and healthy competition by providing services of financial intermediary.