Lending Interest Rate
|
INTEREST ON LENDING & ADVANCE APPLIED |
||
|
TYPES OF LOAN & ADVANCE |
BASE RATE |
PREMIUM RATE |
|
HOUSING LOAN |
AS PER MONTHLY |
Upto 5% |
|
HIRE PURCHASE |
AS PER MONTHLY |
Upto 5% |
|
TRADING LOAN |
AS PER MONTHLY |
Upto 5% |
|
FOREIGN EMP. |
AS PER MONTHLY |
Upto 5% |
|
TERM LOAN |
AS PER MONTHLY |
Upto 5% |
|
WORKING CAPITAL |
AS PER MONTHLY |
Upto 5% |
|
AGRICULTURE LOAN |
AS PER MONTHLY |
Upto 4% |
|
EDUCATION LOAN |
AS PER MONTHLY |
Upto 5% |
|
DEPRIVED LOAN |
AS PER MONTHLY |
Upto 4% |
|
PERSONAL LOAN |
AS PER MONTHLY |
Upto 5% |
|
INDUSTRIAL LOAN |
AS PER MONTHLY |
Upto 5% |
|
PERSONAL OVERDRAFT |
AS PER MONTHLY |
Upto 5% |
|
BUSINESS OVERDRAFT |
AS PER MONTHLY |
Upto 5% |
|
GOLD/SILVER LOAN |
AS PER MONTHLY |
Upto 5% |
|
LOAN AGAINST FD/NRB BOND |
|
Plus 2% |
| REAL ESTATE LOAN | AS PER MONTHLY | Upto 5% |
|
BANK GUARANTEE |
|
0.5% TO 2.0% |
| BASE RATE as on Kartik End 2080 is 12.16% | ||