INTEREST ON LENDING & ADVANCE APPLIED FROM 1ST MAGH 2077

TYPES OF LOAN & ADVANCE

BASE RATE

PREMIUM RATE

HOUSING LOAN

AS PER MONTHLY

Plus 2-5%

HIRE PURCHASE

AS PER MONTHLY

Plus 3-5%

TRADING LOAN

AS PER MONTHLY

Plus 2-5%

FOREIGN EMP.

AS PER MONTHLY

Plus 2-5%

TERM LOAN

AS PER MONTHLY

Plus 2-5%

WORKING CAPITAL

AS PER MONTHLY

Plus 2-5%

AGRICULTURE LOAN

AS PER MONTHLY

Plus 1-4%

EDUCATION LOAN

AS PER MONTHLY

Plus 2-5%

DEPRIVED LOAN

AS PER MONTHLY

Plus 2-4%

PERSONAL LOAN

AS PER MONTHLY

Plus 2-5%

INDUSTRIAL LOAN

AS PER MONTHLY

Plus 1-5%

PERSONAL OVERDRAFT

AS PER MONTHLY

Plus 2-5%

BUSINESS OVERDRAFT

AS PER MONTHLY

Plus 1-5%

GOLD/SILVER LOAN

AS PER MONTHLY

Plus 2-5%

LOAN AGAINST FD/NRB BOND

 

Plus 2%

REAL ESTATE LOAN AS PER MONTHLY Plus 2-5%

BANK GUARANTEE

 

0.5% TO 2.0%

     
BASE RATE as on Falgun End 2077 9.49%